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Safety deposit box : ウィキペディア英語版
Safe deposit box
:''"Safe deposit" redirects here; not to be confused with Safedeposits in Scotland.''
A safe deposit box, otherwise known as safety deposit box,〔(【引用サイトリンク】url=http://boards.straightdope.com/sdmb/archive/index.php/t-335109.html )〕 is an individually-secured container, usually held within a larger safe or bank vault. Safe deposit boxes are generally located in banks, post offices or other institutions. Safe deposit boxes are used to store valuable possessions, such as gemstones, precious metals, currency, marketable securities, important documents such as wills, property deeds, and birth certificates, or computer data storage that need protection from theft, fire, flood, tampering, or other perils. In the United States, renting out a safe deposit box in a bank ''does not'' mean that the property is automatically insured.〔(【引用サイトリンク】url=http://www.goldbuyingfacts.com/storing/external-storage/ )〕 An individual should still purchase insurance for the safe deposit box in order to cover theft and natural disasters.
In the typical arrangement, a renter pays the bank a fee for the use of the box, which can be opened only with presentation of an assigned key, the bank's own guard key, the proper signature, and sometimes a code of some sort.〔(FDIC Consumer News. ) November 2014.〕 Some banks additionally use biometric dual-control security to complement the conventional security procedures.〔(Thinking outside the safe deposit box: Florida Credit Union members use biometric HandReaders. ) SecureIDNews March 3, 2005.〕 The security measures utilized by many institutions often make safe deposit boxes a poor repository for wills, powers of attorney and other estate planning documents if the owner has not authorized additional signatories on the account.
Many hotels, resorts and cruise ships also offer safe deposit boxes or small safes to their patrons, for temporary use during their stay.〔Payne, Kirby D. (Safety Deposit Boxes and In-Room Safes. ) Hotel Online data base of News and Trends.〕 These facilities may be located behind the reception desk, or securely anchored within private guest rooms for privacy.
The contents of safe deposit boxes may be seized under the legal theory of abandoned property.〔(【引用サイトリンク】 Why treasures in safe deposit boxes get 'lost' )
==See also==

*Banking in Switzerland
*Numbered bank account

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
ウィキペディアで「Safe deposit box」の詳細全文を読む



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